What is Money Matters?
Every April marks Financial Literacy Month. In Howard County, we celebrate April as Money Matters Month, an opportunity for individuals from all walks of life to learn helpful tips to manage your finances effectively and create a path towards financial empowerment and success.
Money matters. Every day, individuals make financial decisions which impact earnings, savings, investing and spending. Your credit, debt burden and borrowing power are also money management tools and can impact your financial health.
2022 Money Matters Workshops & Events
Whether you are looking to sharpen your financial tools to earn and save, learn to budget more effectively, or are interested in retirement and estate planning, we have several FREE workshops and resources to help you on your road to financial freedom. If you missed the event live, don't worry – recordings and resources are available for this year's workshops and events below!
Scams Coming to You
Monday, April 4, 2022 at 7pm
Consumers face a barrage of scams online, by phone, in their mail, and at the door. Come and learn how you can spot scams, how scammers have adjusted their tactics during their pandemic, how to defend against them, and how to avoid them.
Presenter: Tracy Rezvani, Administrator, Office of Consumer Protection
“Making My Money $$ Behave to Build a Better Financial Foundation"
Thursday, April 7, 2022 at 6pm
Learn the importance of tracking expenses to help you build a financial foundation; Make spending adjustments and learn about four common budget styles to consider when creating an actual monthly budget that makes sense and seventy-two ways to increase your income for a balanced overall financial foundation.
Presenter: DurShawn Robinson, MakingChange
Want to Live in Howard County
Monday, April 11, 2022 at 6pm
Participants will learn about the Department’s programs to help purchase a home as well as assistance if you live in an aging home in need of repair.
Presenters: Quanita Kareem and Linda Phillips, Howard County Department of Housing & Community Development
Homebuyer Readiness
Wednesday, April 13, 2022 at 6pm
Viewers will learn how to prepare for a home purchase in an unusual market. Topics to include financial preparation/expectations; the importance of a REALTOR®; and the Homebuying process from A – Z.
Presenters: Joseph S. Bird, Realtor, Howard County Association of Realtors and Richard Green, Branch Manager/VP
Be Financially Savvy With Your Home Improvement Dollars
Tuesday, April 19, 2022 at 6pm
Tune in and learn how to pick your contractor, set your project and avoid scams.
Presenter: Lila Boor, Office of Consumer Protection
Foreclosure Prevention
Wednesday, April 20, 2022 at 6:00pm
Participants learn the different types of foreclosures and how to avoid them; what retention and non-retention options are available; the terminology used; specific programs to help borrowers at risk and what scams to be aware of.
Presenter: Sandra Rains, CCCSMD
Wills and Estate Administration: What You Need to Know
Monday, April 25, 2022 at 6:00pm
It’s extremely important to have a Last Will and Testament and plan for your future. This session will cover how you can ensure your wishes are carried out and your family can be protected by having a will, what happens to your assets after you pass away, and the basics of the process of estate administration, also known as “probate,” in Maryland. A Q&A will follow.
Presenter: Honorable Byron Macfarlane, Howard County Register of Wills
Watch Recording | Download Slide Deck
Introduction to Cryptocurrency and Avoiding Digital Assets Scams
Tuesday, April 26, 2022 from 6:30pm – 8pm
Learn the basics of digital assets including cryptocurrencies, how to spot common frauds and scams, where to report them, and where to find resources that will help protect your money.
Presenters: Dan Rutherford, Commodity Futures Trading Commission; Cristina Miranda, Federal Trade Commission and Jacob Yunger, FINRA
Financial Aid 101
Wednesday, April 27, 2022 at 6:00pm
Participants of this workshop will be able to understand how to access higher education and be provided with an in-depth overview of the various types of financial assistance available to cover the costs of a post-secondary higher education.
Presenter: Tamika Bybee, Director of Financial Aid Services, Howard Community College
Director, Constituent Services and Community Partnerships
Office of Howard County Executive Calvin Ball
Howard County Government
Investigator, Office of Consumer Protection
Department of Community Resources and Services
Howard County Government
Executive Director
MakingChange, Inc.
https://makingchangecenter.org/
Manager, Community Outreach
CCCSMD
https://www.cccsmd.org/
VP of Marketing and Outreach
CCCSMD
https://www.cccsmd.org/
Compliance Officer
Department of Housing and Community Development
Howard County Government
Event Producer
Howard County Library System
http://polaris.hclibrary.org/polaris/
Administrator, Office of Consumer Protection
Department of Community Resources and Services
Howard County Government
Resident Services Coordinator
Howard County Housing Commission
https://www.househoward.org/
Howard Community College
https://www.howardcc.edu/